Incidents that require medical treatment, but result in less than four calendar days of incapacity are considered “Medical Only” claims. They should be reported to Atlantic Charter Insurance Company via the Employee Incident Report. Please include any other supporting documentation. Notice to the state/Department of Industrial Accidents is not required.
An Employer’s First Report of Occupational Injury or Illness must be filled out for any injured employee who is incapacitated and unable to earn full or partial wages for four or more calendar days. The days do not need to be consecutive. The form must be filed with the Workers’ Compensation Commission within seven days of notification of the injury.
Please be advised that Atlantic Charter Insurance Company and its affiliates will file First Reports with the Workers’ Compensation Commission on your behalf.
For your convenience, you can access an electronic copy of the First Report of Occupational Injury or Illness. A printed, completed copy of the First Report must be sent to Atlantic Charter Insurance Company (using the methods described in the adjacent box), given to the injured worker, and kept with your file.
Please note that late reporting by the employer may result in a fine being levied by the Workers’ Compensation Commission.