Our underwriting team members review submissions individually, and carefully evaluate each risk based on the following critical success factors:
  • Management commitment
  • Modified duty program
  • Accident investigation and documentation
  • Active safety program

Target classes include:

  • Manufacturing
  • Retail
  • Restaurants
  • Wholesalers
  • Distributors
  • Auto Dealers
  • Schools
  • Hospitals/Medical Clinics
  • Hotels/Inns
  • Visiting Nurse Associations
  • HVAC/Plumbing
  • Physician Groups

Submission guidelines:

  • Completed Application
  • Current and past two experience modification worksheets
  • Current and three previous complete years loss runs (valued within the past six months)