Safety
& Health Consultation
Our safety and health professionals
take an advisory approach in working with your company.
We'll give you the support and guidance you'll need
to reduce the frequency and severity of occupational
injuries within your organization. The process begins
with a review of your current safety policies and
procedures, including a survey of any operational
risks, and continues with an action plan, designed
to provide you with ongoing assistance throughout
the year. We'll help you to identify, evaluate,
and control sources of loss by focusing on claim
and accident trends, allowing for continuous improvement.
Benefit: reduced
injury frequency
Claims
Management
Unlike most insurance carriers,
Atlantic Charter's claims specialists are experienced
in loss control and loss prevention techniques,
as well as claims management. Claims specialists
provide you with ongoing and in-depth communication
throughout the life of a claim, including frequent
updates concerning medical status, legal status,
and reserve information. We'll train and educate
your department managers and supervisors for proper
accident investigation and reporting practices.
Claims specialists also offer periodic meetings
with your management team to review potential claims
issues and suggest appropriate loss control procedures.
Benefit: early
claims closure and lower claims costs
Case
Management
Atlantic Charter's case managers
are registered nurses who work closely in support
of our claims specialists. From creating and managing
a preferred provider relationship, to overseeing
the medical treatment and recovery of seriously
injured workers, the case manager's goal is to return
the injured employee back to your workplace in a
safe and timely manner. Case managers also collaborate
with you in planning and implementing early return-to-work
programs in an effort to minimize the duration of
lost time injuries.
Benefit: reduced
lost time injuries
Legal
Services
Most insurance companies outsource
their legal services. At Atlantic Charter, our affiliated
law firm renders all legal services. Since Atlantic
Charter is the only client of the law firm, our
attorneys are uniquely qualified to supply you with
advice and counsel for your workers' compensation
issues. We believe workers' compensation issues
can only be dealt with effectively through a knowledge
of today's other employment- related matters. Some
value-added services may include a review of your
hiring practices and employment applications, as
well as job descriptions, employee handbooks, and
interview procedures. Our attorneys also offer you
early and prompt consultation prior to any workers'
compensation litigation. Communicating regularly
with our in-house claims specialists, our attorneys
are fully prepared for each level of litigation
before the Department of Industrial Accidents, keeping
you informed of the status of each case.
Benefit: attorneys
are motivated by a cost-effective means of resolving
a claim rather than lengthy litigation
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