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When an Incident Occurs – Massachusetts

The following steps should be taken when a work related injury/incident occurs. (Please note, in the event of a catastrophic claim, contact Atlantic Charter immediately at (617) 488-6500.)

  1. Complete the Employee Incident Report

    This report should be completed jointly by the employee’s supervisor and the injured employee.

    Section 1 documents general information about the employee, when and where the incident occurred, who was involved, what treatment has occurred, and the current work status.

    Section 2 should ONLY be completed by the injured employee. The employee should write a detailed statement explaining what occurred and what injury resulted. The employee should then sign the statement where it is indicated.

    Section 3 is a medical release which the employee should be asked to sign. This release allows Atlantic Charter access to medical information pertaining to the injury which the employee is claiming.

    Determine if the incident will result in 5 or more calendar days of incapacity

    Incidents which require medical treatment but result in less than 5 calendar days of incapacity are considered “Medical Only” claims. They should be reported to Atlantic Charter via the Employee Incident Report. Please include any other supporting documentation. Notice to the State/Department of Industrial Accidents is not required.

    For any injured employee who is incapacitated for a period of 5 or more calendar days from earning full wages, a Form 101 Employer’s First Report of Injury or Fatality, must be filed within 7 calendar days, not including Sundays and holidays, to the Department of Industrial Accidents, with a copy sent to Atlantic Charter and the employee. Please note that late reporting by the employer may result in a fine being levied.

    All forms including the Employee Incident Report, Supervisor Investigative Report and First Report of Injury must also be reported to Atlantic Charter Insurance.

    Please mail the original or fax a copy to:

    Atlantic Charter Insurance Company
    25 New Chardon Street
    Boston, MA 02114

    Attn: Claims Department
    Fax (617) 488-6502



When an Incident Occurs – New Hampshire

The following steps should be taken when a work related injury/incident occurs. (Please note, in the event of a catastrophic claim, contact Atlantic Charter immediately at (800) 364-6662.)

  1. Complete the Employee Incident Report

    This report should be completed jointly by the employee’s supervisor and the injured employee.

    Section 1 documents general information about the employee, when and where the incident occurred, who was involved, what treatment has occurred, and the current work status.

    Section 2 should ONLY be completed by the injured employee. The employee should write a detailed statement explaining what occurred and what injury resulted. The employee should then sign the statement where it is indicated.

    Section 3 is a medical release which the employee should be asked to sign. This release allows Atlantic Charter access to medical information pertaining to the injury which the employee is alleging.

    Complete the Employer’s Report of Occupational Injury or Disease (8WC)

    All claims, regardless of treatment, must be reported to the State of New Hampshire Department of Labor. The First Report must be filed as soon as possible after knowledge of any occupational injury or disease, but no later than five days thereafter.

    If the employee’s incident resulted in four or more calendar days of incapacity to earn full wages, then a Supplemental Report Form (13 WCA) must also be filed with the Department of Labor no later than seven days after the date of injury. Please note that late reporting may result in a fine being levied.

    Please mail the original forms or fax a copy to:

    The State of New Hampshire, Department of Labor
    P.O. Box 2077
    Concord, NH 03302-2077
    Fax (603) 271-6149

  2. All forms including the Employee Incident Report, Supervisor Investigative Report, First Report of Injury and Supplemental Report of Injury must also be reported to Atlantic Charter Insurance.

    Please mail the original forms or fax a copy to:

    Atlantic Charter Insurance Company
    25 New Chardon Street
    Boston, MA 02114

    Attn: Claims Department
    Fax (617) 488-6502



Reporting a Claim

Report an injury to Atlantic Charter-

  • By FAXING a completed First Report of Injury to (617) 488-6502

  • By INTERNET at www.atlanticcharter.com (NH Only)

  • By MAILING a completed form to us within 24 hours

  • Atlantic Charter Insurance Co.
  • 25 New Chardon Street
  • Boston, MA 02114
  • Attn: Claims Department

*All claims should be reported to Atlantic Charter within 24 hours of your notice or knowledge of an injury.

 


 

 
       
     
 
 
 
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